Terms of Service

1. Acceptance of Terms

By accessing or using the website and services provided by Crest Stakeholdry ("we", "us", "our"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our website or services. These Terms constitute a legally binding agreement between you and Crest Stakeholdry.

2. Description of Service

Crest Stakeholdry provides AI-driven data analysis tools intended to assist individuals and families in reviewing and organizing information related to their portfolios. This draft is a general template and does not describe specific functionality, guarantees, or outcomes. Nothing on this website constitutes financial, investment, tax, or legal advice, and Crest Stakeholdry is not a registered investment adviser, broker-dealer, or financial institution unless explicitly stated otherwise in a separate, legally reviewed agreement.

3. Eligibility

You must be at least the age of majority in your jurisdiction of residence to use our services. By using the website, you represent and warrant that you have the legal capacity to enter into these Terms and that all information you provide to us is accurate and complete.

4. Account Registration

Certain features of our services may require you to create an account. You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. You agree to notify us promptly of any unauthorized use of your account.

5. Acceptable Use

You agree not to misuse our website or services. This includes, without limitation, agreeing not to: (a) attempt to gain unauthorized access to our systems or data; (b) use the service for any unlawful purpose; (c) interfere with or disrupt the integrity or performance of the service; (d) reverse engineer, decompile, or attempt to extract the source code of any software associated with the service; or (e) use automated means to access the service without our prior written permission.

6. No Financial Advice

Any outputs, reports, analyses, or insights generated through Crest Stakeholdry's tools are provided for informational purposes only and should not be construed as personalized financial, investment, legal, or tax advice. You should consult with a qualified professional before making any financial decisions. Crest Stakeholdry makes no representations or warranties regarding the accuracy, completeness, or suitability of any information provided through the service for your specific circumstances.

7. Intellectual Property

All content, features, and functionality available through the website and services, including but not limited to text, graphics, logos, software, and the underlying technology, are the exclusive property of Crest Stakeholdry or its licensors and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use the service for your personal or internal business purposes only.

8. Subscription and Payment

Where applicable, certain services may require payment of fees. All fees are described at the time of purchase and are subject to change with reasonable notice. Unless otherwise stated, fees are non-refundable. You are responsible for providing accurate billing information and for any taxes associated with your use of paid services.

9. Third-Party Services

Our website or services may contain links to or integrations with third-party websites, tools, or services that are not owned or controlled by Crest Stakeholdry. We are not responsible for the content, privacy practices, or terms of any third-party services. Your use of such third-party services is at your own risk and subject to their respective terms.

10. Disclaimers

The website and services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. Crest Stakeholdry does not warrant that the service will be uninterrupted, error-free, or completely secure.

11. Limitation of Liability

To the fullest extent permitted by applicable law, Crest Stakeholdry and its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, arising out of or related to your use of, or inability to use, the website or services.

12. Indemnification

You agree to indemnify and hold harmless Crest Stakeholdry and its affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the website or services, or your violation of these Terms.

13. Termination

We reserve the right to suspend or terminate your access to the website or services at our discretion, with or without notice, for any reason, including if we believe you have violated these Terms. You may also discontinue use of the service at any time.

14. Changes to These Terms

We may revise these Terms from time to time. Any changes will be posted on this page with an updated revision date. Your continued use of the website or services after changes are posted constitutes your acceptance of the revised Terms.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Crest Stakeholdry operates, without regard to its conflict of law principles. This is a general placeholder and should be reviewed and finalized with appropriate legal counsel for your specific jurisdiction.

16. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

17. Contact

If you have questions about these Terms, please reach out through the contact details provided on our website footer. This document is a general template and is intended to be reviewed and customized by qualified legal counsel prior to use.